Confused about No Fault Insurance? Some people are all for the new ICBC insurance. Others are speaking loudly about the negative impact it will have on you if your injured in an accident. Please take a moment to look at this site. It is important that you understand what this means to you and your family especially as we vote for our new BC Provincial government. How we move forward depends on what you value. Make sure you know what the change means and the impact it has on people seriously injured in an accident before you vote.
No to No Fault – what you need to know
Think of No Fault insurance with ICBC as essentially WorksafeBC for injuries sustained in a car accident. If you have ever had to file with WorksafeBC you know the complications and frustrations that come with your claim. Long delays, forms, reviews, appointments, evaluations, appeals and frustration waiting for decisions about immediate health care. The list is endless. Who do you want to make your decisions about what is best for you and your family, you and your doctors, or a caseworker?
Here is a section that we have taken from the site, https://www.notonofault.com/faq/ . ” A no fault system also means that seriously injured individuals will potentially have a lifelong relationship with ICBC. Rather than having their case resolved with a fair settlement that allows the individual to decide what care they need, a no fault system requires the individual (or their family) to go back to ICBC week-after-week, month-after-month, year-after-year, providing evidence that ICBC alone decides if it is sufficient to get their next treatment or wage loss benefit.
If the insurance adjuster refuses to pay for needed care or wage loss benefits, the individual is left with little ability to challenge that decision.”
Do you know what that means for you? Do you really understand the consequences? Are you willing to sign away your family’s future well being for a savings of UP TO $400? What will happen in the second year?
How we can help
Wishart Brain & Spine Lawyers are here to answer your questions about your claim or settlement offer. Our team of experienced personal injury lawyers are here to help. Email us your questions. If you have been injured in an accident and need to know what you should do next we are here to help. Your first consultation is always free. Contact us today.