American Flag symbol of the USA and indication of cross border law

Cross-Border Law

Cross-border law and insurance claims can be difficult to understand. Unfortunately accidents when you travel are common. Medical care is very expensive in the USA and often your insurance is inadequate or has been poorly explained. If you’re a Canadian citizen and were injured in a car, truck, or motorcycle accident in the United States, you may find it difficult to get the legal help you need to get the necessary compensation to recover. 

What does ICBC or provincial insurance cover?

Did you know that if you are injured in a car or truck accident in the United States and you have a valid BC driver’s license, you may have access to $1,000,000.00 or more in accident insurance? This insurance can open up many recovery options and can get you access to medical care you may not be able to otherwise access.

If you settle your injury claim in the United States without first properly retaining access to this extra $1,000,000.00 or more in insurance coverage, you could lose access to this extra money permanently. To receive this compensation, you will need to settle your claim with help from both a U.S. lawyer/law firm and a Canadian lawyer/law firm. Cases that involve legal teams from both countries are often referred to as cross-border claims.

Many lawyers hesitate to take on cross-border cases, but at Wishart Brain & Spine Law, we have experience working with legal firms in the U.S. and will not hesitate to do whatever we can to make sure you get every bit of compensation you need and deserve.

What is Canada-US Cross-Border Law?

Cross-border law can encompass multiple areas of law and comes into play during legal cases which involve laws, insurance policies, businesses, corporations, and/or medical coverage on both sides of the United States/Canadian border. Legal cases involving both countries can be innately complex and will often require the assistance of lawyers who are well-versed in not only their own country’s laws, but the laws in the other country as well and how exactly those laws interact.

In the case of a personal injury claim like a car accident claim, the country’s laws where the accident occurred will obviously play a large role in the settling of a legal case where liability and/or insurance coverage is questioned. The laws of the country where the victim is a resident of will also come into effect. This is due to the fact that the victim’s insurance originates from their country of residence.

Canadian residents also have access to special insurance coverage that lawyers and legal firms in the United States may not be familiar with. This coverage can go a long way towards achieving a complete and full recovery.

How Do I Find a Lawyer Who Understands Cross-Border Law?

It can be a challenge to find a legal team that understands the intricacies of Canada-US cross-border laws and how they affect a personal injury claim. The first step you need to take is to call Wishart Brain & Spine law for a free legal consultation. Our law firm will work with the legal team you are working with in the United States to help you access the compensation you are entitled to.

We can also help you settle the claim itself and make sure that your rights are fairly represented in the U.S. court system. Wishart Brain & Spine Law has years of experience working with Canadian and American laws, legal organizations, and legal practices. We can fluently navigate both legal systems with ease.

For more information about cross border law claims please call Robyn Wishart at 604-674-9344 or contact us online.